Much of Maury County sits on limestone karst: rock that groundwater has dissolved into sinkholes, voids, and shallow soil. Karst is why two lots on the same road can draw different designs, and why more parcels here land in the engineered tier. The Tennessee Geological Survey's Maury County atlas maps the rock units, sinkholes, unstable materials, and flood-prone areas, but a TDEC-approved soil consultant still has to map the usable soil in the field. The soil and site evaluation guide explains the map, likely private cost, and possible outcomes.
Cost rises when the approved layout needs pumps, controls, engineered dispersal, longer runs, difficult excavation, or more restoration. Rock nearby does not automatically mean an expensive system, and a neighbor's conventional permit does not establish what your lot will support. Price the permit in front of you.