Partial repair works when the damage is limited: a failed distribution box, a crushed header, or one bad zone in a field built with separate zones. The fix has to address why that section failed. Otherwise the next section is next.
Full replacement becomes likely when wastewater surfaces across the field, or backups keep happening after the tank, filter, and pump check out. The reserve area on your permit exists for exactly this. Tennessee requires one for new systems, but older homes may never have had one documented, or may have built over it.
If the reserve area is under a garage, pool, driveway, or addition, your options narrow. TDEC may need new soil work, and the answer may be an alternative system with a pump or treatment unit. That changes cost and upkeep, so don't treat a contractor's first number as final until the permit path is clear.